Our Specialties

Financial Fitness Center™ offers a wide array of financial and tax services, weaving together the client’s many objectives into a holistic plan that addresses their concerns and needs.

Finding a trusted advisor is not always simple, especially when it comes to something as personal and sensitive as one’s finances. As a team of experienced professionals providing tax, financial, real estate, and insurance services, the Financial Fitness Center™ team seeks to serve as a one-stop resource.

The FFC team specializes in the following services:

In creating a financial plan, the FFC team helps clients establish their goals, determine their assets and liabilities, and evaluate their current financial position. From there, the firm and client develop and implement a comprehensive and customized plan, which may address a variety of objectives and needs, including:

• Integrated Wealth Management Planning
• Retirement Planning and Account Management
• Early Retirement Strategies
• Investment Management
• Real Estate and Business Planning
• Wealth Transfer Strategies
• Education Planning
• Estate/Legacy Planning
• Charitable Planning

The FFC team can design, implement, monitor, and manage clients’ investment portfolios to maximize their strategy’s effectiveness and minimize their taxes. In developing a portfolio, the firm can assist with:

• Bonds
• Common Stock
• ETFs (Exchange Traded Funds)
• Mutual Funds
• Brokerage Accounts
• Traditional IRAs
• Roth IRAs
• SEP and SIMPLE IRAs
• Solo 401(k)
• 403(b) Planning
• 529 College Saving Plans and Educational IRAs
• 1031 Exchange Options

Financial Fitness Center™ stays abreast of the constantly changing tax regulations so they can advise and represent their clients effectively through the maze of tax laws. Their team includes Enrolled Agents and tax preparers who assist small business owners, sole proprietors, families, and individuals with a number of tax planning needs, including:

• Individual Tax Return Preparation and Planning
• Special Tax and Retirement Planning for Alternative Families
• Small Business, Corporate, Partnerships, and LLC Return Preparation
• Trust, Gift, and Estate Tax Return Preparation
• Representation before the IRS and State

At Financial Fitness Center™, firm founder Lois and team member Anne have experience investing in real estate since the 1980s. Through their personal experiences, they discovered the many opportunities in real estate to build wealth. As an experienced, licensed real estate agent who is also well-versed in the area of financing and mortgages, Anne and the firm’s team of financial advisors and tax consultants can assist clients with a number of real estate services, including:

• Real Estate Consulting
• Sale of Real Property
• Purchase and Pre-Qualification
• Mortgage and Refinancing Consulting
• Investment Options and Opportunities
• 1031 Exchange Options

Insurance has typically been a way to protect a family in the event of an unforeseen illness, accident, or death. Several members of the firm’s team are insurance agents and can help clients determine their needs and appropriate insurance options, including:

• Life insurance
• Variable, fixed, and indexed annuities
• Long-term care insurance
• Disability income insurance
• Access to home, vehicle, and other casualty and loss insurance